Insurance
Every claim decided on the evidence.
Claims arrive as bundles of forms, invoices, surveys and photos. Cogniquest reads them all, checks them against the policy, and recommends the decision with its reasoning, while your adjusters stay in control.
Evidence over impressions
Every claimed item has to be supported by evidence. Unsupported items are excluded, with the reason recorded.
Authority-aware
Straight-through where your authority matrix allows it; adjuster sign-off where it doesn't.
From claims to underwriting
The context built for claims carries into the next decision on the same platform.
Decisions we make
The decisions your teams make every day, governed.
- ClaimWise
Is this claim covered, how much is payable, and what does the evidence support?
Claims intake & adjudication - Platform outcome
Should we write or renew this risk, and on what terms?
Underwriting & renewals - Platform outcome
What does this loss history say about the risk?
Loss run reports - Platform outcome
Can this policy be issued straight through?
Customer onboarding - APWise
Is the vendor meeting its contract, and do the payments reconcile?
Vendor management - MailWise
What is this policyholder asking for, and who owns it?
Policyholder correspondence
Solutions
Start with a product, or build your own.
ClaimWise is live in production across device protection and extended warranty, accidental and liquid damage, and marine lines.
Customer story
Marine claims from 28 days to 2 days, across 200,000 claims a year.
Claims intake, validation and adjudication, starting with one line of business and growing across the insurer's portfolio on the same platform.
- 28 days → 2 daysMarine claims cycle
- 200,000Claims a year
- 3 linesExtended warranty, accidental & liquid damage, marine
- NextClaims → underwriting